As an employer and a business owner, I know how important it is to take care of the people that allow our businesses to function. If it were up to me, my team would want for nothing. However… With the changing climate of benefits and pricing of those benefits, some items can be out of reach.
I have spoken with several company owners who used to have great benefit plans only to have to cut back on their offerings due to high price increases. Most of these owners express a concern that the people that work for them do not understand the strain these price increases can have on the company. Sometimes all the employee sees is a cut back in benefits.
It is my hope that this show will educate both employers and employees about the twisting road of health care benefits. Our guest today is Allison De Paoli (dih-PAULY). Allison is an expert on health care benefits. Her superpower is being able to look outside of the box to find unique solutions that others might not of thought of.
This episode will help you understand not only the issues behind your health insurance plan, but give you some things to think about and do.
Timestamps:
Health Insurance [00:32]
Encouragements [05:04]
Plan Options [08:11]
Transparency of Cost [11:00]
Concierge Doctor [13:02]
Association Plan [16:44]
Health Sharing Arrangement [17:55]
Finding the right plan for your Company [19:05]
Health reimbursements [24:12]
Quotes:
“A frank conversation about what health insurance cost with employees is important to have.” – Allison De Paoli
“A Health Reimbursement Arrangement, an (HRA) is something that you can contribute to, and then if somebody needs to go to the hospital you pay extra amount of the deductible.” – Allison De Paoli
“The only way that you are going to control the cost of health care, is to control the cost of health care. – Allison De Paoli
Connect with Allison De Paoli:
LinkedIn: in/allison-de-paoli-b48825
Twitter: @acdepaoli
Website: depaoliprofservices.com